State and Local Disclosures
WE ARE REQUIRED UNDER STATE OR LOCAL LAWS TO NOTIFY CONSUMERS OF THE FOLLOWING CONSUMER RIGHTS. THIS LIST DOES NOT INCLUDE A COMPLETE LIST OF RIGHTS CONSUMERS HAVE UNDER LOCAL, STATE, AND FEDERAL LAWS OR REGULATIONS.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF CALIFORNIA:
License Number 10470-99
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF COLORADO:
Our local office is located at
Berman & Rabin, P.A.
5610 Ward Road
Suite 300
Arvada, CO 80002
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MAINE:
The telephone number at the licensed location is 586-992-3200. Hours of operation are Mon, Thurs, & Fri 8:30 am – 5:00 pm ET and Tues & Wed 8:30 am – 6:00 pm ET. Sat by Appointment Only.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MASSACHUSETTS:
NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MARYLAND:
Maryland License ID: 04-7882
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MINNESOTA:
This debt buyer is licensed by the Minnesota Department of Commerce.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW YORK CITY:
New York City Department of Consumer Affairs License #: 2081870-DCA
We do not provide language access services or translation of any communications into a language other than English.
A translation and description of commonly-used debt collection terms are available in multiple languages on The NYC Department of Consumer Affairs website, www.nyc.gov/dca.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NORTH CAROLINA:
North Carolina Permit Number: 119507436
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF OREGON:
NMLS number 1805652
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF RHODE ISLAND
The State of Rhode Island general laws prohibit credit bureaus from reporting medical debt or factoring medical debt into a credit score.